Property Loan EMI Calculator
Estimate your monthly property loan payments and understand the costs involved before you purchase your dream property in India.
Monthly EMI
₹0
Understanding Your Mortgage
Key terms to help you navigate the property loan process with confidence.
Property Price
The total price of the property you intend to purchase. Be sure to account for additional charges like GST, registration fees, and stamp duty.
Down Payment
The initial amount you pay upfront, typically between 4% and 20% of the property price. A payment of at least 20% often helps avoid additional mortgage insurance.
Mortgage Term
The duration over which you plan to repay the property loan. Common options in India include 15-year and 30-year fixed-rate plans.
Interest Rate
The percentage charged by the lender for the loan. This can vary depending on your credit score, down payment, and lender policies.